Thursday 17 November 2016

Steps For Getting A Georgia Insurance License

By Marie Thompson


Once you join the job market, you might discover that you are a people person, and therefore, suited for a career in sales and marketing. One avenue you can choose to pursue is working as an insurance broker or agent. In case you start selling premiums and getting commissions for them, then you will need to get a Georgia insurance license, to ensure you do not get in trouble with the law.

When applying for this document, there are some procedures you will need to follow. Before you even consider filling in any application forms, you need to take pre-licensing classes. Various certified institutions offer these, and can even be made online. The number of hours required will depend on the type of insurance cover you will be selling.

To be sure that the people working in this business are upright individuals, the government requires that candidates get fingerprinted, which will be accompanied by a background check. This step might look inconvenient, but as long as you do have a criminal record, then you do not need to be worried.

After you finish your classes, you can apply for an examination. Various institutions administer these, and therefore, you need to confirm that the one you are going with is legitimate. There are also some sites, which can help you prepare for this test by giving mock questions and tips on how to answer them. On the day you are sitting for your test, carry with you some form of ID and a credit card.

You have to pay for your examination in advance, and this can be done by credit card or even electronic check. Your mode of payment will determine how many days in advance you have to make the booking but ideally, five days will be sufficient. The fees for the entire process will depend on what branch of securities you plan to work in.

Individuals with scores above seventy are considered to have passed the exams and can proceed to apply for their licenses. These applications are made online, and the documents are also sent back to the applicants in an electronic format. From here, you can decide whether to print it or just leave it on your computer. At this point, you will need to pay filing fees, which can be anything between two hundred and six hundred dollars.

Even after you get the certification, you should renew it every year. If you do not do this, it will expire, and you may have to reapply to continue working legitimately. The process of applying will defer, depending on how long ago the license expired. If this happened over two years ago, you have to renew it in person. If it were less than that, you would be required do it online.

When doing going through this process for the first time, it is advisable to ask for help from someone with experience. This way, even if the steps are straightforward, you are less likely to get confused and mess up. They will also inform you of the additional classes you should take, and where you can do this.




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